OUR LOAN PRODUCTS
SELF GUARANTEED LOANS
Unlock financial flexibility with our Self-Guaranteed Loan, designed to give you quick access to funds while leveraging your savings.
Key Features:
✅ Loan Limit: Access up to 90% of your savings
✅ Guarantor Option: Other members can guarantee 90% of their savings for you
✅ Affordable Interest: Only 1% per month
✅ Flexible Repayment: Up to 12 months
✅ Fast Processing: Funds disbursed within 24-48 hours
✅ Security: Self-guaranteed—No collateral needed
✅ No Insurance Required
Grow your business and achieve financial freedom with quick, reliable, and hassle-free funding!
DEVELOPMENT LOANS
Take your business or personal projects to the next level with our Development Loan, designed for long-term financial growth.
Key Features:
✅ Loan Limit: Access up to 3 times your savings
✅ Flexible Repayment:
- Up to 24 months for loans below Ksh 500,000
- Up to 36 months for amounts above Ksh 500,000
✅ Affordable Interest: 12% per annum (on a reducing balance)
✅ Security: Requires guarantors and insurance
✅ Top-Up Option: Eligible members can apply for a loan top-up
Get the financial boost you need with flexible, structured, and growth-oriented financing!
Why Choose Ushindi Biashara Sacco?
In a world where financial institutions thrive on profits, Ushindi Biashara SACCO exists for one purpose only—YOU. We are not here to maximize profits; we are here to empower, support, and uplift our members toward financial freedom.
At Ushindi Biashara SACCO, we believe in the power of togetherness—when people come together, opportunities multiply, businesses grow, and financial security becomes a reality. Unlike traditional banks, our goal is not to profit from you but to help you achieve financial success.